BULLIONASSISTANT PRIVACY POLICY Effective Date: February 20, 2026 Website / Service: bullionassistant.com Operator / Contact: Michael-John Yu Yirrell — bank42inc@gmail.com Mailing Address: 11 Bartley St., Wakefield, MA 01880, Apt C207

This Privacy Policy explains how we collect, use, disclose, and protect information when you use bullionassistant.com (the “Service”).

  1. Information We Collect We collect information in the following categories (some may be optional depending on features you use):

1.1 Account and Subscription Information

  • email address
  • account identifiers and authentication data (e.g., password hash, session tokens)
  • subscription status, plan type, billing cycle, trial status
  • limited payment-related metadata from Stripe (e.g., customer ID, last four digits, expiration month/year, billing ZIP/postal code if provided)

We do not store full card numbers. Payments are handled by Stripe.

1.2 User Content / Records (Pro features) If you use inventory/recordkeeping features, we may store the data you enter, such as:

  • inventory items, quantities, notes, dates, purchase/sale records, and related fields you provide
  • export configuration and generated export files or export logs (depending on implementation)

1.3 Usage, Device, and Log Data We may automatically collect:

  • IP address, device/browser type, operating system
  • pages/screens viewed, timestamps, referring URLs
  • diagnostic logs, error reports, performance metrics
  • security-related telemetry (e.g., failed logins, suspected abuse indicators)

1.4 Cookies and Similar Technologies We may use cookies/local storage to keep you signed in, remember preferences, and support analytics/security.

1.5 Third-Party Data Feeds The Service displays spot prices and related data from third parties such as MetalpriceAPI (metalpriceapi.com). We may store limited cached results to operate the Service and improve performance. Spot prices may be delayed (currently ~10 minutes).

  1. How We Use Information We use collected information to:
  • provide and operate the Service (including subscriptions, exports, and account access)
  • process payments and manage trials through Stripe
  • secure the Service, prevent fraud/abuse, and enforce our Terms
  • troubleshoot, maintain, and improve performance and features
  • communicate with you about service updates, billing, and support
  • comply with legal obligations and respond to lawful requests
  1. How We Share Information We share information only as follows:

3.1 Service Providers We may share information with vendors that help us run the Service, such as:

  • Stripe (payment processing)
  • hosting and infrastructure providers (e.g., VPS/hosting)
  • email/support tooling (if used)
  • analytics and logging tools (if used)

These providers may process information on our behalf consistent with their terms and this Policy.

3.2 Legal and Safety We may disclose information if we believe disclosure is necessary to:

  • comply with law, regulation, legal process, or governmental request
  • enforce our Terms or protect our rights and property
  • prevent fraud, security incidents, or harm to users or the public

3.3 Business Transfers If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, information may be transferred as part of that transaction.

  1. Data Retention We retain information for as long as reasonably necessary to:
  • provide the Service and maintain your account
  • comply with legal obligations
  • resolve disputes and enforce agreements
  • maintain security and prevent abuse

If you request account deletion, we will delete or de-identify your information where feasible, but we may retain limited information as required for legal, tax, security, fraud prevention, backups, or legitimate business purposes.

  1. Security We use commercially reasonable measures to protect information. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

  2. Your Choices Depending on Service functionality, you may be able to:

  • access and update certain account information in your account settings
  • export your records (CSV/PDF if on Pro)
  • cancel your subscription through account settings

You may also contact us at bank42inc@gmail.com for privacy requests.

  1. Children The Service is not intended for children under 18. We do not knowingly collect personal information from children.

  2. International Use If you access the Service from outside the United States, your information may be processed in the United States or other locations where service providers operate.

  3. Changes to This Policy We may update this Privacy Policy from time to time. If changes are material, we will provide notice via the Service or email. Continued use after the effective date constitutes acceptance.

  4. Contact Michael-John Yu Yirrell 11 Bartley St., Wakefield, MA 01880, Apt C207 bank42inc@gmail.com